2055 North 22nd Avenue,
As an employer, you try to attract and retain top talent. Employer provided benefits remain one of the most valuable components of an employee compensation package.
However, with apparently unpredictable and uncontrollable rate increases every year it can be difficult for employers to balance employee needs with the bottom line.
We can help you sort through the benefit options and find a plan best suited to your needs. We take the time to go through all of your benefit options to provide you with a cohesive plan, including bundling and discounts that help control costs and offer high value to your employees. We provide the most up to date information on available products, carriers, vendors, and funding alternatives.
Health insurance is a product that provides coverage for individuals and family members for various medical expenses.
Some plans provide the ability to have a Health Savings Account (HSA) which allows you and your emlpoyees to contribute pre-tax dollars to a savings account which can accumulate and be invested for future medical costs.
We offer plans from several carriers including Blue Cross Blue Shield and Pacific Source.
Dental plans can include coverage for cleanings, exams, basic and major procedures, and orthodontia. Studies have shown that regular dental exams and cleanings are important to help with overall health maintenance.Vision coverage can include eye exams and help cover costs for new contact lenses, lenses and frames.
Term Life Insurance features temporary, cost-effective coverage with the ability to change with your needs and the flexibility to change your policy when your needs turn into permanent goals.Similarly, Accidental Death & Dismemberment policies provide limited benefits for accidental death and/or dismemberment.
What happens if you have an employee that is suddenly injured off the job?Employees want to know they'll still have income while off the job. Short-term disability is a type of insurance that pays a percentage of an employee’s salary for a specified amount of time, if they are ill or injured, and cannot perform the duties of their job.
According to one major provider of disability insurance, 3 out of every 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for 3 months or longer, with nearly 60% of these injuries occurring off the job. If an employee is hurt off the job, worker’s compensation does not cover the injury. When an employee cannot work for an extended period of time, a long-term disability plan can help cover a portion of the employee’s salary. Long-term disability usually kicks in after a short term disability policy has run out.
Long-term care insurance is a relatively new type of coverage which allows you to protect your estate and avoid financial devastation because of the rapidly increasing costs of long-term care including nursing home care, assisted living, adult day care and home care.