MEDICARE OPTIONS
MEDICARE OPTIONS

Navigating Medicare?
Are you nearing age 65? Are you confused about Medicare? Let us help!
We offer Medicare Plans which include Medicare Supplements, Medicare Advantage Plans, Medicare Savings Accounts, and Stand Alone Prescription Drug Plans.
Come in for a free consultation and let us help you navigate this complex and always changing subject. We have lots of experience and would be happy to help. Click below or give us a call to setup a meeting!

Medicare Supplements
Also known as Medigap Plans, these plans can fill in the gaps on Original Medicare, such as Deductable, Co-insurance, and Co-payments.
These plans are secondary to Original Medicare and allow individuals to see any Medicare provider but do not include prescription drug coverage.

Medicare Advantage
Medicare Advantage is an "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D and may have lower out of pocket costs than Original Medicare.
Some plans offer extra benefits that Original Medicare doesn't cover - like vision, hearing, or dental.

Medicare Savings Plans
These plans offer high-deductible health plans plus a special medical savings account. Each year, you will receive a deposit from Medicare into your account. You decide how to spend, save, and/or invest the funds.
You are responsible for expenses until you reach the plan deductible at which point the plan pays Medicare-covered expenses.

Medicare Drug Plans
Since Original Medicare does not cover prescription drugs, you can join a seperate Part D drug plan. These plans are offered by private insurance companies and have a broad range of options available.
We can help you figure out which plan works best for you.